MillennialMoney: Nathan, 31, is a party animal with a spending problem. Here's how he can he tackle his $10,000 debt.
Nathan has a spending problem. The 31-year-old ad agency co-ordinator earns $52,000 a year, and his love for partying and going out has put him $10,000 in credit card debt.
“This is where I end up spending a lot of money. Ubers, drinks, dinner before going out, late-night takeout, entry fees, it all adds up. Then I’m hungover the next day so I order brunch or meet friends and colleagues for food,” Nathan says. He has a budgeting app and knows he spends too much. He reached out to Millennial Money, so clearly he wants to get help. But in this case, he needs to help himself.
He uses ride-sharing a lot as well to get around town. If he wants to cut costs, he lives on the subway line, and could opt for public transit for one leg of his trip.
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