The federal government’s target of having all Nigerians covered by the National Health Insurance Scheme (NHIS) by 2030, less than 10 years from now,
looks plausible enough even if ambitious. NHIS Executive Secretary, Professor Nasir Sambo said the scheme was poised to achieve the target. “Our aim is that by the year 2030, all Nigerians will have had the opportunity to get into the social health insurance system as a principle of solidarity, as a mechanism for cross subsidization and effective healthcare financing”.
Essentially a pre-payment plan, health insurance offers participants the opportunity to pay a fixed regular amount that is then pooled allowing the Health Maintenance Organisations to pay for those needing medical attention. Indeed, as a risk sharing arrangement, the scheme aims to advance resource mobilisation and equity. Perceptibly, it is the most widely used form of health care financing all over the world.
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