7 Reasons Why You Should Read the Fine Print on Emergency Health Cards

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7 Reasons Why You Should Read the Fine Print on Emergency Health Cards
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When shopping for holiday gifts, I try and get friends something that I would like to get as well, and this year, I came across prepaid emergency health cards.

I got so excited as a number of my friends do not work full time, or are with small companies that do not provide health insurance.

Three days later, I have a headache to show for all my efforts. It became clear there is no one-size-fits-all solution. There are many insurance companies and each one has designed a variety of products with different coverage…and wait for it… many exclusions. As with purchasing anything, the buyer must beware so he does not end up with a card in his wallet that he cannot use for a year. Here’s a checklist of 7 items to look for when getting emergency health coverage.

If you don’t think you need to be covered for viral and bacterial illnesses, you can stick to basic, but consider adding P100 more to also get potential hospital stay covered.

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