5 ways to stop dipping into your savings SaturdayMotivation
Having to dip into your savings account month after month means you are having issues keeping your budget or planning. Here are five ways you can stop dipping into your savings account each month, and start building savings instead.If you are consistently dipping into your savings, this is a sign that there is something wrong with your budget. You may find that you need to adjust your spending in your grocery category or other areas to cover increasing costs in utility bills.
Set up auto debit for all your bills and savings contributions, then see how much money you have left over. That is how much you have to spend. Take out that amount each week or month, and when it is gone, it is gone. When you are using cash only for your spending, it takes a lot more work to overspend since you have to actually take the money out of the bank.
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