The typical American's earnings peak in their 40s, so it might seem like the perfect time to loosen the purse strings and splurge. Not so fast ...
Courtesy Ramsey Press
It's a common pitfall where people look back at their accomplishments and decide to reward themselves with an expensive purchase or lifestyle upgrade. This mindset can easily be disguised as an ordinary "midlife crisis," Hogan says, but it's really just plain "stupid."nearly doubles for Americans between age 35 and 54, according to Vanguard data. But it's also one of the most expensive decades of life — a common time to raise a family, save for kids' college education, and buy a home. Too many "I deserve" purchases can easily throw you off course, Hogan says.
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