10 easy ways to increase your monthly savings SaturdayMorning
When you set out to improve your financial health by saving more money, there is no shortage of advice on how to do it. Unfortunately, sometimes, the methods that are suggested represent too much of a change for some people to handle all at once. And good financial advice won’t be particularly helpful if it is not followed, according toSaving is not an “all or nothing” endeavour.
Date night at home: Spending time with your family or a loved one often happens at restaurants, the movies, or someplace else that you are tempted to overspend. Try to plan special nights at home instead.Assuming you use a credit card, consider switching to one that has a lower interest rate, pays you cash back, or even does both. Try to avoid paying an annual fee for these benefits.
Maximise your grocery savings: Pay closer attention to your current grocery store’s weekly sales, and any other benefits that are available through a loyalty programme .We can all get into the routine of spending money on things we don’t even use. Take a look at your next cell phone or cable television statement and ask yourself whether you use all of the things you are paying for. You may be able to switch to a less expensive service plan and not even notice the difference.
Once you get in the habit of making small changes to improve your finances, you can build on them and improve your situation each and every month.All rights reserved. This material, and other digital content on this website, may not be reproduced, published, broadcast, rewritten or redistributed in whole or in part without prior express written permission from PUNCH.
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